"Wow, almost didn't make it on."
"Yeah."
"Spare any change?"
"Huh?"
"Spare any change?"
"What? You've got to be kidding me. No way. It's your own fault. Beggar."
"Excuse me, sir. That's totally uncalled for."
"What? Go mind your own business. It's uncalled for him to be begging on BART. Give him all your money."