"Excuse me, sir. Can I ask you a question?"
"Yeah."
"Thanks for listening. Okay, this is my situation. Okay, it's hard to talk about. I have HIV, and my roommate beat me up. He kicked me out. See my forehead. He burned his cigarette butt out right on my forehead. I don't know what I'm going to do."
"Sorry, I don't have any money."
"Nobody does, these days."